I purchased an item at a Kohl's store. The clerk asked if I wanted to apply for a Kohl's credit card. She told me I would get a 20% discount on the item if I signed up for a Kohl's credit card. I asked her if she was going to ask for my social security number. When she answered "yes," I declined. After a little discussion, she said, "Oh well, I can do it another way and you can still get the discount." I had no idea what she was doing, but she entered something into the cash register, and gave me the 20% discount. Of course, I thanked her and left, never giving it another thought. A couple of weeks later I received a letter from Kohl's stating they were unable to process my application for a Kohl's credit card due to a social security number mismatch. I did NOT sign up for any credit card at Kohl's and, in fact, declined the offer. I have no idea what social security number the clerk entered, but it certainly was not mine. The letter stated that Experian had been the consumer reporting agency giving them a report on me. I have tried many times to contact Experian to find out if my credit score was affected in any way because of this clerk's actions. I cannot get a human on the phone, and I can't seem to find a place on the internet to ask the question. Can you help? Any suggestions?
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I purchased an item at a Kohl's store. The clerk asked if I wanted to apply for a Kohl's credit card. She told me I would get a 20% discount on the item if I signed up for a Kohl's credit card. I asked her if she was going to ask for my social security number. When she answered "yes," I declined. After a little discussion, she said, "Oh well, I can do it another way and you can still get the discount." I had no idea what she was doing, but she entered something into the cash register, and gave me the 20% discount. Of course, I thanked her and left, never giving it another thought. A couple of weeks later I received a letter from Kohl's stating they were unable to process my application for a Kohl's credit card due to a social security number mismatch. I did NOT sign up for any credit card at Kohl's and, in fact, declined the offer. I have no idea what social security number the clerk entered, but it certainly was not mine. The letter stated that Experian had been the consumer reporting agency giving them a report on me. I have tried many times to contact Experian to find out if my credit score was affected in any way because of this clerk's actions. I cannot get a human on the phone, and I can't seem to find a place on the internet to ask the question. Can you help? Any suggestions?
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